north carolina insurance commission phone number

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RELATED QUESTIONS:

Spouse suspended license, live together, can I get auto insurance?

Actually, it is my son in law who has a suspended license. My Daughter's policy was canceled and she wants to start a new policy, but she says that no insurance company will touch her because she lives with someone with a suspended license. Is this for real? Sound like a bunch of hog-wash to me. She lives in Massachusetts.

How to get cheap car insurance?

I've heard of people somehow getting cheap car insurance and i want to know their secret!

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Im 17 and just got my full uk driving licence and got a car it's a Subaru 2.0r sport but insurance is 7-8k for my own policy but 3500 if I am a second driver but is that Ilegal

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Car insurance went DOWN after accident?

I was involved in a one vehicle accident and had a failure to control and hit a guardrail. I called today to get my insurance back and its lower ?? I thought it would go up? Also I ...show more

Looking for a new car - which ones have lowest insurance AND lowest tax?

I don't mind what it is, but I need to have a very cheap car to run on a daily basis. I have an 03 Daihatsu Charade at the mo, and I love it, but it's getting to the stage that it needs a lot spending on it, and the parts seem to be hard to get hold of, so I've decided to have a look around and see what's on the market. Trouble is, I look at something, and it's either high on insurance or high on the tax....does anyone know which cars are low on both tax and insurance?

Car Insurance liability question?

My husband recently got into a car accident, in CA, he rear ended a car in front of him. Our insurance liability coverage is only $10,000 property damage. So we have received a letter from our car insurance stating that the amount owed may be in excess of the $10,000 property damage limit. Does anyone know what happens at this point? We don't have any assets that they can take away, I'm on leave from my job starting on July, we seem to be living from paycheck to paycheck and now with this, I'm just worried since I don't know what is to come? If you have any additional questions, please ask thanks to those that respond.

What kind of lawyer do I against a car insurance company?

I don't have insurance. The insurance company is going after me for damages on the car I didn't do. ie such as a new paint job for the car I backed into. The only damage I did was to the hood and bumper and the insurance company is demanding I pay for a new paint job and all new parts even though this guys car was damaged before I hit it.

What are the cheapest car insurances in CO?

For a 21 year old?

I'm disabled a on social security. Is there a cheaper auto insurance that I can apply to in Florida?

Im moving to flordia on March 3ed. An I need to find cheap auto insurance. Here in NJ we have a program called Dollar a day. But its only for people on Medicaid or Medicare. Does Fl have any programs?

Drivers Ed Questions On Insurance?

Fill In The Blank Words -assigned-risk insurance, blue book, bodily-injury insurance, car pooling, collision insurance, comprehensive insurance, deductible, depreciation, financial responsibility law, leasing, liability insurance, mass transportation, no-fault insurance policy, policy, premium, property-damage insurance, warranty- 1. Decrease of vehicle value due to its age. 2. Written guarantee that the seller will make repairs for a time period. 3. Lists the average price paid to dealers for various used vehicles. 4. Requires you to prove that you can pay for damages you may cause with your vehicle. 5. Specified amount you pat to an insurance company for insurance. 6. Set amount of money you personally pay for damages that is not paid by your insurance company. 7. Written agreement between you and your insurance company. 8. Type of insurance that is not concerned with who is to blame. 9. Provides minimum coverage for high-risk drivers. 10. Several methods of moving large numbers of passengers. 11. Several people commuting to work or school in one vehicle. 12. An alternate method of obtaining a vehicle other than by purchase. 13. Protects you against claims for another person's injuries or property damages when you are at fault. 14. A type of liability insurance that covers drivers who are at fault for injuries to other people up to specified limits. 15. A type of liability insurance that covers drivers who are at fault for damages to another person's property up to specified limits. 16. A type of insurance that provides coverage to pay the costs of repair or replacement of your vehicle up to specified limits. 17. Insurance that covers damage to your vehicle from non-collision events. One word per statement. I already have some answers but I just want to be 100% sure I'm right, thanks any answers are appreciated.

How much will my auto insurance go up if I am at 100% fault?

I was in an accident recently where I was found to be at 100% fault - accident was not too bad-- other car's front bumper dent-- How much should I expect my insurance to go up?

How to report uninsured car in CA?

Someone hit our car in a walmart parking lot. Our tail light was broken and the estimated cost to replace it is $420-$500. Since it is under $750, we didn't report to police or DMV. However, the driver didn't have insurance card in the car and gave us bogus information about their insurance. We only have their license plate and a walmart security person as witness. How do we track down this person or report uninsured driver/car? We are in San Diego, CA.

Cheapest insurance company for young drivers?

Just wondering what the cheapest place for a young driver to get insurered is from people's experience, thank you

Why is Travelers increasing my insurance rates?

I bought my house 3 years and insured the house with Travelers homeowners insurance. The rate started at $843.00 per year and the insured value of the house was $183,000. The rate ...show more

How much do you pay for your car insurance ?

I have a mini van about 10 years old. I pay $250 every six month I believe ... premium. Covers 1000K Injury, 50K, 25K property damage, and 10K injury.

How much should my insurance go up with a new car?

Right now I have a 1995 honda accord, I play about 90 a month, what should I expect to pay with a 2007 mazda 3?' Im 19, on insurance with my parents, no tickets or accidents. THANKS!

Can i get a rough estimate on car insurance if i dont have a car yet?

I passed my test on friday and i will be buying a car this week .. i wanted to look into car insurance so i have a rough idea on how much it will cost, but they are all asking for car details .. can i get a rough idea before i have a car if so where? thanx

How much health insurance coverage do I get as a military spouse?

I am a newly married Air Force wife. I am currently enrolled for TriCare North Standard coverage for health insurance. Does anybody out there have TriCare North Standard coverage and ...show more

Why do people with bad credit have to pay more for car insurance?

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Will my dad's car insurance go up if I get my license?

I'm 19 and want to get my license without getting my dad's car insurance going up.

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

north carolina insurance commission phone number

When asked for your insurance in a car that's not yours..?

Just recently I took a vacation down to Galveston, and on my way back I got a speeding ticket in Ennis. Thing is, I was in my boyfriends mom's car and I didn't have my insurance. So I gave him the insurance for the car that I am not covered on. So my question is, is her insurance effected because of me? and When taking defensive driving should I put my insurance down for getting the ticket off my record?

Cheapest Car Insurance in the UK ?

WHere can i find the cheapest car insurance in the UK for a 25 yr Old lad, with Zero NCD, Mondeo 2.0TDCI LX yr 2002/02. Living in the Coventry Area

Where can i find a cheap car insurance?

i live in UK from 2011 and i am self employed. i have a very cheap vauxhall and i pay nearly 2000 a year on car insurance. i want to have a second car to be clean and for social use only but i will need to pay an extra 1000 per year. i am 27 years old and have 5 years EU driven licence. can you advise me in any way?

Which car is best for a new driver with cheap insurance im 25 and a female?

Where can I find info about Landa Insurance?

I know that Landa Insurance is a fraudulent insurance company, and I've received a few messages from others about it too and see where others have posted that the company is under investigation in several states. Does anyone know where I can find info about them being under investigation or can anyone share experiences with them? I personally was considering getting insurance with them once but I did some research on who the claim to underwrite for and that company's attorney told me that they dont even sell car insurance and the quote I recieved matched the policy number of a medicare supliment policy, and that Landa Insuarnce and the alleged agent are a fake. Any thoughts or ideas?

Driving from california to texas?do i really need insurance and a license?

im moving from california to rowlette,texas in two weeks but the problem is im going to drive out there its going to be me and my bf the thing is the car is under my name & i have the tags & papers but i don't have insurance & my license.Is this a big deal can i still drive out there as long as i drive carefully well im not driving its my bf his better at driving & he has his permit but im 18 & they say he can drive with a person 18 and older.what can i do i already called the insurance company & the lady said its not worth getting insurance if its only for a few weeks cuz when i get to texas i have to get new insurance.What can i do what do you guys recommened i do...i think that i can get out there without the legal stuff like insurance & a license..my sister drove all the way to arizona with no license & she didnt get caught cuz she drove carefully...

Question on auto insurance?

I am quite new to owing a car and getting insurance, when obtaining quotes what are some of the questions that you ask the insurance agent? Also, are there different policies that cover if your vehicle is stolen or does this come in the standard policy? Any other useful info that anyone could provide will be appreciated. Thanks.

Which insurance company is father of reinsurer?

i need to know the answer for my interview in an insurance company. also which company is biggest insurance company in world.

Is kit car insurance cheaper?

Hi, Just wondering if kit car insurance is cheaper than normal insurance for a 17 year old?

Car Insurance On A 2005 Mustang For A Young Driver?

Hi, Does anyone know what the average car insurance for a 2005 mustang is. I am 19 and a new driver, been driving for 3 months

Are we going to have to have a secondary health insurance to insure against the newly sky-high deductibles?

If I have secondary driver Insurance on my Dads car. Am I still covered on our other car aswell?

My Dad put secondary insurance on his car (that I pay) so that I can use it. But he never lets me use it because he takes it to work everyday. But my Step Mom has her car here, and my dad tells me I can't use it because my insurance only covers his car. Is he just being a douche?

How much does insurance cost for a teenage driver?

So the car would be a scion frs I'm a guy....it's a coupe and with which company would it cost the least I live in Orange County california

About car insurance?

i got a used car,mitsubishi sports car,1999....im a first time driver..they say i have to pay like $150 but then it would increase if its a sports car..how much do u think will it add up?do u think it will add up only a couple of dollars or way higher?thanks!

What is the average cost for an sr22 insurance?

what is the average cost for an sr22 insurance?

What would be my annual AND monthly insurance cost for me to own a car in my name?

Is there anyone who thinks that car insurance is a ripoff?

We pay so much in car insurance and have yet to have a wreck or anything. Not to mention the ridiculous amount for car tags. (Thank God)I say it is a rip off because my grandmother had insurance with a certain company for years. She always paid on time, sometimes for months at a time. She was in an accident that was not even her fault and the insurance company totaled her car and booted her from the insurance. She is not able to drive now, but I still think that sucks.

Who offers the lowest cost car insurance with 4 cars total and 1 teen driver? Good driving record in Louisiana

I currently have Liberty Mutual.

I'm under 25 and paying $50 dollars for car insurance, for a parked car.?

Am I paying too much in coloado? Should I try to find cheaper insurance?

Car Insurance quote question?

When I try and get a quote for some cars on either Tesco or Direct line, it tells me they cant give me a quote online and il need to ring them. Also, the browser wont let me go back, so they make you close the window and type out another quote all over again! Why do they do this? The car I want to insure is a Nissan Navara D22. I am guessing that its because its a commercial vehicle and they want to check if il be using it for commercial use. I am 18 and have had my licence for a year, and I will be the named driver on the policy, my dad being the main driver who has over 30 years NCB! I managed to get a quote for a new Navara, not the D22 version and that was about 1990. How much do you think the D22 will be? Do you think they might class it as a van and not insure me because im under 21?

Does anybody know of or know a way of finding an insurance company that insures car park operators?

I want to hire 50 car parking spaces from a major retail outlet in the UK with a view to renting these spaces to commuters /I will be sharing their car park with the retailers customers. Does anybody know of or know a way of finding an insurance company that insures car park operators?

Where to find cheap auto insurance in florida?

We are relocating to port richey florida and I am trying to find a cheap auto insurance company

Does anyone know of cheap car insurance for convicted drivers?

Were can you get cheap car insurance?

i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx

Car Insurance increased? what to do next?

My car insurance company had increase my insurance by 2 folds (103%) increase. I contacted the company, enquired about this increase. But they said they cant do anything about it, If I want I can raise this with the customer service chief and chief executive. I wrote them a letter stating it was ridiculous amount of money, they asking me to pay. Also clearly brought to their notice, that I have a clean history, no claim, paid insurance on time, no accidents, and I have no claim discount of 7 years in total. The companies chief executive has replied me in a letter stating, unfortunately, the post code where is stay is subjected to recent increase and personal injury claims from post code area has gone up. So nothing he could do. But I replied him saying, I lived in the same place for more than 5 years. But still no good. Regards to this, I email Watch Dog, explaining the same a month ago. Still no reply or correspondence from them. Now I am stuck, I do not what to do. Honestly, I only brought this care for 500 in very good condition and it is still the same. But my insurance is more twice the value of my car. Please somebody tell , what can I do next. This is really ridiculous amount and unacceptable whatsoever. Thanks in advance.

north carolina insurance commission phone number

Car insurance please answer urgent?!?

my dad recently gave me a car and it is insured but my name is not on the policy. he said the insurance guy told him anyone who drove the car was insured. if this is true am i insured even though i'm a minor? thanks in advance to anyone who answers

Will a window Tint ticket effect my insurance rate? Also how much is a window tint ticket in California?

If i get a ticket for window tint will my insurance rate increase? Also how much are the window tint tickets? I am aware that some officers give you a fix it ticket but if they dont how much money is the ticket? I am located in California and just want to check this out before I get my windows tinted.

Do insurance companies go by residence address or by mailing adress?

I live in the city, but I have an upstate house to which I want to register my car to so I can get cheaper insurance. What should be changed?

Why is my car insurance so high?

I'm paying about $1,800 every sixth months, and now it's increasing. I had my driver's licence since sixteen, I'm twenty-four now. And I've been clean my entire life, except a few years ago when I received a speeding ticket. Then I took its courses to deduct points, and everything's cleaned out. But why is my insurance still high?

Where is the best place for cheap insurance for a 100cc scooter in northern ireland?

age 26, honda scv100 lead 2007

Car insurance and CVT?

What is insurancegroup 13? how much would insurance be for a 16yr old first time driver on Mazda MX-5 2.0i 2dr Powershift Convertible. And cvt means the gears change by them self? good/bad? thanks

How much would car insurance typically cost for a first time driver with a used car?

I'm almost 18 and will hopefully be driving soon and I was wondering how much I would pay for car insurance for a used car? I'm not looking for a normal teen car, I'm looking more for a very child friendly safe vehicle for me and my son. Generally what am I looking at price wise either per/month or yearly for insurance?

Is it true that I will have to buy health insurance or pay a fine?

I thought the whole purpose of the Affordable Care Act was to make healthcare available to everyone. Now I am being told that I have to buy it.

CAR INSURANCE FOR FEMALES?

CAN ANYONE SUGGEST CHEAP CAR INSURANCE COMPANIES

What if i bought a used car and didnt get insurance? ?

what would happen if i got into a wreck?

How much it cost for normal birth delivery in california without insurance?

Got into an auto accident - how much can an insurance premium actually go up?

Hi, I got into an accident - was backing out of a parking space and hit a maintenance man on a golf cart. The apartment complex has filed a claim for the golf cart (it looked old) and the guy had a slight bump on his head (emt checked him out, everything looked fine but he went to the doctor) and he's filing a personal injury claim. My agent said no lawyer's are involved yet and it doesn't look like he's suing. There's also been damage to my car bumper but it's still drivable; hopefully I can pay out of pocket. I have no numbers yet, but I'm just curious - with accidents that you're liable for - how much could it actually go up a year? A hundred? A couple hundred? A thousand?! Thanks!

Geico car insurance down payment?

Is anyone here doing geico auto insurance monthly payments? I just got my policy and had to put a downpayment. the down payment is part of my policy total right? it's not like an extra fee? I'am pretty sure it's part of my total.

What is considered a qualifying event for health insurance coverage?

If I waived health insurance through work because I already have a policy and then during the year I involuntarily lose my health insurance is that considered a qualifying event to obtain coverage right away through my job's insurance company and not having to wait for open enrollment?

Is it true about how you can avoid paying car insurance?

I was once told by one of my professors that the law allows you to not pay car insurance as long as you have a certain amount of money on reserve for paying the cost of the accident (if the judge found you to be the cause.) Is this true or the law have changed? If it's true, it would sound logical to test the stats to see the probability of you getting into an accident and the time you can avoid paying insurance. Any thoughts?

I am 21, and have been driving since I was 16. How much will my insurance be?

My parents always paid for my insurance (dont hate) and now I want to use the car for a courier service. How much do you think my insurance will cost me?

What is the cheapest car for car insurance?

I'm looking at buying a car, but I want one with really cheap insurance. I'm 17 so I know it will be pricey, but what is the best car that will keep my insurance low?

How much do braces cost WITH insurance?

i really only need them for my top teeth thats all and i was wondering how much that would cost with insurance.?

Question about getting your own insurance?

A friend of mine recently just got his license and he tried to go on his mother insurance who doesn't have any insurance. Well, she tried to go on her own and they said that she had to put every single person who has insurance on, which will cost like 500 dollars per person!! Anyways, will it be possible for him to get his own, and will it be cheaper? Also, his father has his license suspended but that was at least 2yrs ago or so. Do they have to know about this or is they way to keep it from them. And, Do you have to put money down when getting insurence?

Home insurance costs in Slidell, LA?

Does anybody have a rough idea of the average home insurance prices for home in Slidell, LA above Interstate 12?

How much would insurance be?

I'm going to insure it when I'm 18. I'm 17 now. I have 2001 jeep grand cherokee limited edition with a v8 4.7L how much will insurance cost?

How much is my car insurance ? 07 Camry 20 years of age southern California what would be the car insurance ?

How does car insurance work?

Ok well im 16 i just bought a car and i have a job so im going to be paying for my car insurance.... i also paid half of the car.... so anyways i want to know how it works? Does it go underneath my dads car insurance? and make his go up... ? he pays 600 for every 6 months. i think.. How much will my car insurance be around what price rang??? i have a 1996 pontiac bonneville SE.

Help! Car insurance question?

I am 16 years old and i want to buy my own car. I want to buy something a little older that looks nice, is more reliable, and has more features than a new, cheap car. But some people told me that the insurance premium will be based on the value when the car was new. Is this true? Am I really going to have huge insurance costs on a car that isnt worth that much anymore? PS: I live in alberta, canada my budget is about $5000-$12000

Insurance for a motorcycle in Toronto.?

I am an 18 year old Torontonian planning to get a new kawasaki ninja 250R. It would be a great help if someone can give me an idea of about how much it would cost me for the insurance coverage the ninja 250r. (Both basic as well as other plans.) I don't have a license yet which i am planning to get once i figure out everything.( the cost, insurance procedure etc etc.) Here in toronto, we don't have the luxury to ride two wheelers year round because we have so called the FRIGID TEMPERATURE during the winter. Do i still have to pay insurance during the winter regardless the fact dat i won't be able to ride my ninja during the winter?

north carolina insurance commission phone number

HELP !!!!!!! what is a good and CHEAP car insurance company? 10 points =]?

I need the cheapest possible car insurance but thats also good and will cover me =]

How good is your health care insurance?

Are your premiums are too high, coverage too low, or you simply cannot afford healthcare insurance and have no coverage at all.. Do your elected officials have healthcare insurance? Of course they do. After all you voted for them to not only get more paid vacation days per year, work less days; not have worries about homelessness, hunger, gas prices, food prices, unemployment or unemployment wages, bancruptcy, gas prices, welfare, retirement or health care insurance. In short you have voted in favor of them living better than you. Why should you be left out? Here is a start towards a solutuion. Now you too can be on your way to better healthcare coverage. Let's get America rolling again. - Lee Iacocca After all a goverment can only be as healthy as its citizens. http://www.michaelmoore.com/sicko/what-can-i-do/health-card/ I hope this helps.

How much would a 2002 impreza wrx cost to insure?

Im 17( i know im about to get a bunch of your going to kill yourself! AHHHH!!!! i regularly drive my dads 05 mustang gt, i know how to responsibly control power) and me and my parents have found a great deal on a 2002 impreza sedan, it has 125k miles on it, and the last thing deciding factor before buying this vehicle is the insurance. We already have a mustang gt on the family plan, i live in VA, make all A's(supposed to give me a 30% discount), im male, the color is blue, with only a greddy bov aftermaket part installed. The car itself is blue, it is the turbod WRX version(not the sti), and has never been wrecked. We have state farm, im not sure as to what other information anyone would need to know, but im jusst looking for a rough estimate, thanks for any input.

How much is motorcylce insurance?

Does the price vary from different insurance companies, and if so would it be cheaper then car insurance?

Health insurance coverage for my 88 yr old mother with dementia?

our 88 year old mom who has dementia has medicare part a & b, with Aetna supplement. We need to relocate mom back home since she doesn''t have the funds to stay at the dementia home she is currently in. Payments keep rising. Due to the medicaid five year stepdown, she will be eligible in two years. Until then, we will keep her at home, however, is there a health coverage that will be able to cover any major health catastrophy, should one occur in next two years before Medicaid kicks in? We are willing to relocate with mom to a state that has this kind of coverage. Right now we live in New York, which in itself is very expensive and we are considering moving to help cover mom's costs. Where and what do you recommend?

Will police know if your car insurance policy has been cancelled?

Paying my car insurance is my number one priority but after being unemployed for 2 months and finally starting a job, I can't pay my next bill. I called my insurance company and got a 15 day extension but I start my new job on Monday so I might not be able to pay the bill. If my proof of Insurance says it ends in August and I missed July's payment and the insurance is cancelled, can a police officer find out? Again, I am not asking because I want to skip out on my insurance. I have run out of funds and I am starting a new job on Monday. Also, if it matters, I live in Michigan.

What is the best car insurance?

What is the cheapest and best car insurance out there. im 18.

I cant find cheap car insurance HELP?

im 60+ male i want to buy a car for 900 pounds but the insurance is 500+ ive not got a car yet but will be a small car not for work but for every day and only 13-1400 engine size im in the uk can you advise on cheap car insurance tanks

Should I get a new health insurance plan?

Hi there, I'm a 26 yo male living in california. I just came off my family's kaiser health plan in April and have started paying for cobra to stay on it. As of today it's $670 a month. I know very little about buying health insurance, but I'm wondering if I can get a better deal with an individual plan. My only worry is being turned down for per-existing conditions. I have an anxiety disorder which requires medication and have had 2 eye surgeries for retinal problems. I know very little about the health insurance market other than that insurers having little compassion for the gouge they put on people. Is this a fair price? Or would it be better to look for a different insurer? Also, what is a deductible and how do they work? thanks

Car Insurance Question?

I'm a 16 year old girl with a car, and I wanted to know how much my car insurance price will range in. I'll be driving a white sedan (say a Corolla/Mazda 3, 2005-2007). How much will be my car insurance?

Car insurance for a new driver?

i want to buy a small car, but im worried that the insurance will be expensive what company sell cheap insurance? how much about did you pay? i want a small car, like a 1 litre engine thank you

Best and cheapest car insurance in australia?

Can anyone tell me the cheapest and best most reliable comprehensive car insurance in australia i need to insure my car asap im thinking westpac or aiime

Will my grandfathers insurance go up if I was using the car?

My grandfather let me use his car for work one day (I have no car of my own) and I got a ticket. I went to court today for it, the gave me one point on my license. Will this effect his insurance even though its not my car and I am not on the policy? Or will it only effect my insurance when I get a car of my own?

How much does it cost to insure a 2008+ kawasaki ninja 250?

im thinking of getting one to use to ride back and fourth to work on to save wear and tear on my car. the 250cc ninja's are pretty cheep and i dont go on the hwy so thats not an issue. im only 18 and have a clean record. How much do you pay for in insurance?

How do the candidates expect to make everyone buy health insurance?

Health insurance costs are extraordinary, Hillary and OBama want to force people to buy health insurance (and subsidize the costs for some) but they fail to address the reasons health insurance is so expensive. Medical malpractice insurance costs doctors more than most people make a year, and Insurance companies answer to their stockholders before their customers are two of the main reasons it is so expensive. It seems that insurance companies are the ONLY winners in the field of medicine. The democrat solutions to the health care crisis only masks the problem.

Sued for Auto Accident Above Insurance Limit in NJ?

One year ago my wife was taking our daughter to pre-school turning left out the end of our road in to traffic, this road has a speed limit of 35 mph. Traffic had to stop to let her cross the first lane since it was solid cars, vans and small trucks. As she approached half-way, before getting a good view of oncoming traffic, another car took off the front bumper. Note that the center line is interuppted at the cross-junction. The bumper was torn from the front of the car with damage more evident on the non-impact side of the car than where initially hit, hence my wife had not initiated a turn, just edging forward to see. The radiator was in-tact, but damaged, still mounted to the front of the car. I walked to the site with our other child and took my daughter home; she is fine and I took her to school but still talks of the incident today. My wife stayed at the incident, and was fine (no later issues) keeping real calm and cooperating with police. It took about 2 hrs with police debating which town the incident took place (middle of the road is the divide) and the other driver was concerned about getting home to take a pot off the stove, but seemed medically fine. The driver asked me and the police to drive them home to get the pot off the stove and used my wifes cell phone more than once. They also wanted to drive their car home and leave the scene with a flat tire at one point I presume to attend to the pot. No tickets were issued, no air bags deployed. The other car had a flat front left tire and side damage so the drivers door was stuck shut. Both cars were old, so written off. Over a year later we received a court summons from their attorney and we are being sued for $750,000. Our limit is $100,000 on insurance. The plaintiff is claiming herniated discs and loss of bowel control. We have a 2006 no money down mortgage, so total equity is very much in the red since our home value plummeted. I have no umbrella policy. I am sole income, but was owner of the car my wife was driving. My wife is stay-at-home mom. The remaining $650,000 would be a big problem. Interestingly, we heard that the other driver called our insurance and asked for a >100-fold lower amount of money to just go away! Our insurer recalls this very clearly and did not pay. Questions: Should I invest in an attorney to work with our insurers attorney to cover the $650K over our limit? Do we have any case given the car the other driver may have been in a rush (as all were aware of the pot on the stove), would have settled for far less, and in reported safety tests should avoid an obstacle at 55mph let alone at the speed limit of 35 mph? Their case, as I understand, is to actually prove my wife was negligent, she was just trying to see. Reality and the law are complicated I understand. Our insurer is looking in to the validity of their medical claims. I believe for spinal and neck injuries plaintiffs have to follow careful insurance approved treatment plans in NJ. I know that such a condition may not be permanent with curative surgery possible to release the nerves that may be causing the bowel issue. The plaintiff has claimed the injury as permanent, do they need to prove this? Should we ask experts? The plaintiff lives in our town and their house is on my running route every other day. I have not noted anything at all and plan to stay away from all other parties. Should I change my running route? Thanks for any advice. Our 30 day clock is ticking.

What is cheap car insurance for a new driver?

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